Coverage Essentials: Homeowners 101
Total Credits: 3 including 3 CE Credit
- Average Rating:
- Not yet rated
- Categories:
- Swiss Re Risk Management Credit Approved | Errors and Omissions | Personal Lines | Personal Lines - Basic | MLIS Designation Update Qualified
- Speakers:
- Mary A LaPorte, CPCU, CIC, LIC, CPIA, AINS | Nancy Germond
- Course Levels:
- Intermediate
- Duration:
- 3 Hours
- License:
- Expires 30 day(s) after program date.
Description
This comprehensive course is designed to deepen insurance professionals' understanding of Homeowners insurance policies. Participants will explore the key differences between the various Homeowners Coverage Forms and gain a clear understanding of the eligibility requirements for each. Emphasis will be placed on the critical importance of accuracy in writing new Homeowners policies, including common pitfalls and how to avoid them. The course will also highlight how to identify situations that require the addition of other interests such as mortgagees or additional insureds to ensure proper policy structure and compliance. Ideal for agents, underwriters, and customer service representatives, this course will enhance both technical knowledge and practical application in Homeowners insurance.
Basic Course Information
Learning Objectives- Understand the difference between the Homeowners Coverage forms
- Be able to explain the basic eligibility rules which apply to each Homeowners form
- Explain the importance of accuracy when writing new Homeowners policies
- Learn to recognize situations that require additional interests to be named in the policy
Major Subjects
- Homeowners policies
- Homeowners forms
Course Materials
IMPORTANT_CE Credit Instructions_Read Before Webcast_Updated (752.6 KB) | Available after Purchase |
Coverage Essentials: Homeowners 101 Timed Outline (23 KB) | Available after Purchase |
Coverage Essentials: Homeowners 101 Slides Handout (26.3 MB) | Available after Purchase |
Speaker
Mary A LaPorte, CPCU, CIC, LIC, CPIA, AINS Related Seminars and Products
Mary LaPorte is a resource to the insurance industry, counseling insurance agencies on a variety of workflow and management issues. Having over thirty years experience with one of the largest independent agencies in the Midwest, Mary has extensive experience with hiring, supervision, workflow and agency acquisition issues. With many years of helping agencies identify and reduce E&O (Errors and Omissions) exposure, she applies that same practical experience when acting as an expert witness in E&O related litigation.
A member of the national faculty of the Society of Certified Insurance Counselors (CIC) and Certified Professional Insurance Agent (CPIA) programs, Mary brings real life examples into the classroom to help insurance professionals be the best they can be. She conducts a variety of continuing education classes and presents topics of interest at industry conventions and meetings.
Mary is a Chartered Property and Casualty Underwriter (CPCU), Certified Insurance Counselor (CIC) and holds a resident agent's license and insurance counselor's license (LIC) in the state of Michigan. She has attained the Certified Professional Insurance Agent designation (CPIA) and is an active member of the American Association of Insurance Management Consultants (AAIMCo).
A Michigan native, Mary continues to live in the state with her husband, Gary at their lake home. Between kayaking, swimming and riding motorcycle, you will find them outdoors and soaking up the sun in the summer, while heading for Tucson before the snow starts to fall.
In 2020, Mary was inducted into the Michigan Insurance Hall of Fame, recognizing the significant impact she has made on the insurance community in the state.

Nancy Germond Related Seminars and Products
Executive Director
Independent Insurance Agents & Brokers of America
Nancy Germond is the Executive Director, Risk Management and Education, for the Independent Insurance Agents & Brokers of America, the “Big I.” She is located in Phoenix, Arizona. With almost four decades of risk management experience, her unique insights and abilities help businesses better understand and manage their risk. Nancy has authored scores of risk management-related articles, and white papers and has consulted and presented to public-sector and private-sector insurance organizations. She is a licensed P&C agent and adjuster.
A second-generation insurance professional, Nancy was the first risk manager of the City of Prescott, Arizona, and has worked in the private and public sectors as a claim and risk manager. Nancy holds a B.A. in Communication from Mills College and a Master’s degree in sociology from Lincoln University. She also holds the Associate in Risk Management, the Associate in Claims designation from the Insurance Institute of America, the Insurance Training Professional Designation from the Society of Insurance Trainers and is a Senior Professional in Human Resource Management.
Dates
Mon, Sep 15, 2025 - 1:00 PM to 4:04 PM CDT
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Tue, Sep 30, 2025 - 9:00 AM to 12:04 PM CDT
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Wed, Oct 15, 2025 - 1:00 PM to 4:04 PM CDT
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Tue, Oct 28, 2025 - 9:00 AM to 12:04 PM CDT
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Fri, Nov 14, 2025 - 1:00 PM to 4:04 PM CST
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Tue, Nov 25, 2025 - 9:00 AM to 12:04 PM CST
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Mon, Dec 15, 2025 - 1:00 PM to 4:04 PM CST
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Tue, Dec 30, 2025 - 9:00 AM to 12:04 PM CST
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Fri, Jan 02, 2026 - 9:00 AM to 12:04 PM CST
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Thu, Jan 29, 2026 - 11:00 AM to 2:04 PM CST
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Thu, Feb 12, 2026 - 1:00 PM to 4:04 PM CST
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Mon, Feb 23, 2026 - 9:00 AM to 12:04 PM CST
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Wed, Mar 11, 2026 - 11:00 AM to 2:04 PM CDT
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Mon, Mar 30, 2026 - 1:00 PM to 4:04 PM CDT
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Wed, Apr 15, 2026 - 9:00 AM to 12:04 PM CDT
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Tue, Apr 28, 2026 - 11:00 AM to 2:04 PM CDT
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Thu, May 14, 2026 - 1:00 PM to 4:04 PM CDT
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Fri, May 22, 2026 - 9:00 AM to 12:04 PM CDT
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Mon, Jun 15, 2026 - 11:00 AM to 2:04 PM CDT
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Mon, Jun 29, 2026 - 1:00 PM to 4:04 PM CDT
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Wed, Jul 01, 2026 - 9:00 AM to 12:04 PM CDT
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Wed, Jul 15, 2026 - 11:00 AM to 2:04 PM CDT
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Mon, Aug 03, 2026 - 1:00 PM to 4:04 PM CDT
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Mon, Aug 17, 2026 - 9:00 AM to 12:04 PM CDT
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Thu, Sep 03, 2026 - 11:00 AM to 2:04 PM CDT
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Tue, Sep 29, 2026 - 1:00 PM to 4:04 PM CDT
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Fri, Oct 09, 2026 - 9:00 AM to 12:04 PM CDT
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Thu, Oct 15, 2026 - 11:00 AM to 2:04 PM CDT
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Tue, Nov 10, 2026 - 1:00 PM to 4:04 PM CST
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Wed, Nov 25, 2026 - 9:00 AM to 12:04 PM CST
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Mon, Dec 14, 2026 - 11:00 AM to 2:04 PM CST
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Tue, Dec 29, 2026 - 1:00 PM to 4:04 PM CST
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State Specific Details
Basic Course Information
Course Developer Mary A LaPorte/Independent Insurance Agents & Brokers of AmericaDesigned For Newer learners or those who handle commercial lines but need to know rudiments of homeowners' coverage